The car is driving on the road. Whether you are an old driver or a novice driver, you will inevitably encounter bumps and other accidents. Don't panic if you encounter it. All accidents are not related to minor accidents in the car and the workshop, accidents in the car and the workshop, accidents in the car and the human, and they are handled in accordance with the procedures. Well, let's talk today about what to do in the event of an accident.
Small accidents in cars and workshops
Minor accidents, such as minor collisions and rear-end collisions between the car and the workshop, were small accidents. In this case, a large-scale mobilization may appear to be overkill. Of course, the mood can be understood, and it is usually handled by the following procedure.
First, call the 122 emergency telephone number quickly and wait until the traffic police arrive before protecting the scene. After the traffic police arrive at the scene, show the â€œthree licensesâ€ (driver's license, driving license, and insurance certificate) and describe the incident to the traffic police respectively. The status of the vehicle was at that time; immediately after the investigation of the accident was clear, the traffic police issued a certificate of concise accident on the spot, and both parties signed it after the endorsement; finally, according to the accident certificate, it was the responsibility of one or both parties to promptly notify the insurance company and agree to check the status of the vehicle. At the location, the insurance company assesses the loss of the vehicle and settles the claim accordingly.
Car and workshop accident
The big accident in the car and workshop also means that the vehicle is seriously damaged. At this time, even if the big shot is meaningless, it is important to calm down and handle the accident.
The first is to dial 122 alarm calls quickly to protect the scene. If the accident has impeded the passage of the road, it should be photographed with a mobile phone or a digital camera or marked with hard objects on the ground and the vehicle should be opened to the side of the road for processing. Then, after the traffic police arrived at the scene, they produced the "three certificates" to cooperate with the survey. Due to the complexity of the accident, the traffic police could not confirm the scene. The parties agreed with the traffic police to deal with the accident squadron. After the accident squadron, submit the "three certificates" and their photocopies to the traffic police and fill in the accident description. At this time, the traffic police issued an accident certificate in accordance with the relevant circumstances, and the parties signed the certificate after they were approved. Then according to the accident certificate, it is the responsibility of one or both parties to promptly notify the insurance company, agreeing to check the time and place of the vehicle condition, and the insurance company assesses the loss of the vehicle and settles the claim accordingly. If the parties have doubts about the loss of the vehicle, they can apply to the traffic police brigade and apply for a reassessment to the Vehicle Evaluation Center under the Nanjing Municipal Price Bureau on the basis of the vehicle damage evaluation letter issued by the traffic police. Finally, the claims are settled according to the findings of the evaluation center.
Car and human accidents
Accidents between cars and humans are often accompanied by casualties. Therefore, when handling such accidents, the first is to rescue the injured and leave the accident vehicles on the scene. After the traffic police arrived at the scene, they produced the â€œthree certificatesâ€ and cooperated with the traffic police to conduct on-site investigations. They then went to the accident squadron and filled out the accident description. According to the condition of the wounded and vehicle insurance, the traffic police will promptly return the vehicle after the vehicle inspection. Both parties may submit a written mediation application within 10 days after receiving the accident confirmation letter. After the end of the treatment of the wounded person or the evaluation of the disability, the traffic police may preside over a mediation. If the mediation fails or no mediation application is filed, the parties may file a lawsuit.
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